Privacy Policy
Effective Date: October 16, 2026
Beanbag Capital LLC ("we," "us," or "our") is an independent business funding broker. This Privacy Policy explains what information we collect, how we use and share it, and the choices you have when you visit beanbagcapital.com (the "Site"), respond to our emails, send us an inquiry or application, or otherwise communicate with us (together, the "Services").
1. Information We Collect
Information you give us:
- Contact and business details, such as your name, business name and state, email address, phone number, estimated monthly revenue, time in business, industry, and the amount and purpose of the funding you are looking for
- Bank statements and other documents you send us
- Application details, if you complete our funding application, including your home address, date of birth, Social Security number, and electronic signature
- Your messages with us and your communication choices, including whether you agreed to receive calls or text messages, and when
Information from other sources:
- Credit reports and verification results that we or our funding partners may obtain with the authorization you give in our application
Information collected automatically: When you visit the Site, our website host and service providers receive basic technical information, such as your IP address, browser type, and the pages you request, so they can deliver and secure the Site.
2. How We Use Your Information
- To respond to you and communicate with you about your inquiry and our services, by email, and by phone call or text message if you have agreed
- To review your bank statements and business information and identify funding partners that may fit your business
- To prepare your application for electronic signature and submit it to funding partners
- To keep records of your consent and opt-out choices, and to honor them
- To protect the Services, prevent fraud, verify information, and comply with the law
3. How We Share Your Information
We do not sell your personal information, and we do not share it for advertising. We share it only as described below:
- Funding partners: We share your application, bank statements, and related information with the funding partners we submit your file to, and with their service providers, so they can evaluate your business.
- Service providers: Companies that help us run the Services, such as website hosting, email, electronic signature, and messaging providers. They may use your information only to provide services to us.
- Legal and safety: When required by law, subpoena, or legal process, or when needed to protect our rights, our users, or others.
- Business transfers: In connection with a merger, acquisition, or sale of all or part of our business, subject to this Privacy Policy.
4. Communication
If you agree to receive calls or text messages from us, by checking the box on our inquiry form or by telling us in writing, we use your phone number only to contact you about your inquiry and our services. Your agreement covers the calls and/or text messages described where you gave it. Calls and text messages may be made using automated technology, including an automatic telephone dialing system or an artificial or prerecorded voice. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent are excluded from the information sharing described above and will not be shared with, sold to, or bought from any third parties. Message frequency varies, and message and data rates may apply. You can opt out of text messages by replying STOP, or reply HELP for help. More details are in our Terms & Conditions.
5. Cookies and "Do Not Track"
We do not use advertising or analytics cookies, and we do not track you across other websites. Our website host may use cookies that are needed to keep the Site secure. Because we do not track you across websites, the Site works the same way whether or not your browser sends a "Do Not Track" signal.
6. Data Security
Like any system, ours can't be guaranteed to be 100% secure. But your documents are stored encrypted, and protecting your information is one of our top priorities. If you have any concerns, please don't hesitate to reach out to us at security@beanbagcapital.com.
7. Data Retention
We keep personal information for as long as needed to provide the Services, comply with our legal obligations, resolve disputes, and enforce our agreements, including records of your consent and opt-out choices.
8. Your Choices and Rights
- Email: Reply to any of our emails asking us to stop, or email us, and we will stop emailing you.
- Calls and text messages: Reply STOP to any text message, or tell us in any other reasonable way, and we will stop.
- Access, correction, and deletion: You may ask us to access, correct, or delete your personal information by emailing us. We will respond as required by applicable law. We may keep information we are required to keep, such as consent records.
Depending on where you live, you may have additional rights under state privacy laws. To exercise them, contact us using the information below.
9. Business Use Only
Our Services are for businesses and for individuals acting on behalf of a business. They are not directed to consumers for personal, family, or household purposes, and they are not directed to individuals under 18. We do not knowingly collect information from anyone under 18.
10. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the privacy practices of those websites, and we encourage you to read their privacy policies.
11. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and change the Effective Date above.
12. Contact Us
Beanbag Capital LLC
7901 4th St N
St. Petersburg, FL 33702
Email: hello@beanbagcapital.com