Privacy Policy
Effective Date: October 3, 2026
Beanbag Capital ("Beanbag Capital," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, share, and protect information when you visit beanbagcapital.com (the "Site"), submit an inquiry, or communicate with us by phone, email, or text message (together, the "Services").
1. Information We Collect
Information you provide to us: When you submit an inquiry or communicate with us, we may collect:
- Your name, business name, email address, and phone number (including mobile number)
- Business information such as estimated monthly revenue, time in business, industry, and intended use of funds
- Documents or details you choose to provide while we review funding options, such as bank statements or business ownership information
- Records of your communications with us, including your consent preferences for text messages
Information collected automatically: When you visit the Site, we may automatically collect basic technical information such as your IP address, browser type, device type, pages viewed, and referring website, through cookies and similar technologies.
2. How We Use Your Information
- To respond to your inquiry and contact you about business funding options you asked about
- To review your business profile and identify funding providers whose programs may fit your needs
- To send you updates, follow-ups, reminders, and customer service messages, including by text message if you have consented
- To operate, maintain, and improve the Site and our Services
- To prevent fraud, verify identity, and comply with legal obligations
3. How We Share Your Information
We do not sell your personal information. We share information only as described below:
- Funding providers: With your request, we share the business information you submit with third-party funding providers so that they can evaluate your business for funding. This sharing is necessary to provide the Services you requested.
- Service providers: With vendors who perform services on our behalf, such as website hosting, email, CRM, and messaging platforms, who are permitted to use the information only to provide those services to us.
- Legal and safety: When required by law, subpoena, or legal process, or when needed to protect our rights, our users, or others.
- Business transfers: In connection with a merger, acquisition, or sale of all or part of our business, subject to this Privacy Policy.
4. Text Messages
If you agree to receive text messages from us, either by checking the box on our inquiry form or by giving us your consent by email, we use your mobile number only to contact you about your inquiry and our services. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent are excluded from the information sharing described above and will not be shared with any third parties. Message frequency varies, and message and data rates may apply. You can opt out at any time by replying STOP, or reply HELP for help. More details are in our Terms & Conditions.
5. Cookies
We may use cookies and similar technologies to understand how visitors use the Site and to improve it. You can set your browser to refuse cookies, though some features of the Site may not work properly as a result.
6. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
7. Data Retention
We keep personal information for as long as needed to provide the Services, comply with our legal obligations, resolve disputes, and enforce our agreements.
8. Your Choices and Rights
- Text messages: Reply STOP to any message to stop receiving texts.
- Email: Use the unsubscribe link in any marketing email or contact us.
- Access, correction, and deletion: You may ask us to access, correct, or delete your personal information by emailing us. We will respond as required by applicable law.
Depending on where you live, you may have additional rights under state privacy laws. To exercise them, contact us using the information below.
9. Business Use Only
Our Services are intended for businesses and individuals acting on behalf of a business. They are not directed to consumers for personal, family, or household purposes, and they are not directed to individuals under 18. We do not knowingly collect information from anyone under 18.
10. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the privacy practices of those websites, and we encourage you to read their privacy policies.
11. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and revise the Effective Date above.
12. Contact Us
Beanbag Capital
7901 4th St N
St. Petersburg, FL 33702
Email: [email protected]